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UK SPV Incorporation Index

New UK landlord limited companies rose 3.5x between 2016 and 2025

4,840 new UK SPV companies (SIC 68209) were incorporated in Jun 2026, down 20.1% year on year. In the 12 months to Jun 2026, 66,312 such companies were formed. Net formation, incorporations minus dissolutions, ran at 3.9% of gross new formations in Aug 2026.

Built entirely from official open data (Companies House, HM Land Registry). Updated Jun 2026.

The numbers

The headline figures, and where they come from

Everything on this page is built from two official sources and nothing else. The four figures below are the ones worth quoting, and each is restated underneath with the caveat that belongs to it.

90,390
property companies incorporated in the last 12 months
66,312
buy-to-let companies (SIC 68209) in the last 12 months
3.5x
more than in 2016
£272,188
average UK house price

Key facts

  • New buy-to-let limited companies (SIC 68209) rose from 19,733 in 2016 to 69,039 in 2025, a 3.5x increase.
  • In the 12 months to Jun 2026, 90,390 UK property companies were incorporated across the four real-estate SIC codes.
  • The trend tracks the phase-in of the Section 24 mortgage-interest restriction, which taxes individual landlords on finance costs that companies still deduct in full.
  • The average UK house price was £272,188 in Jun 2026 (HM Land Registry UK House Price Index).

Source: Companies House and HM Land Registry, official open data. Figures may be cited with attribution to Property Tax Partners. The most recent 2 months of incorporation data are provisional (Companies House indexing lag) and are excluded from the figures above.

Year on year

Landlord incorporations are climbing year on year

Each bar is the number of new companies incorporated that year under SIC code 68209, other letting and operating of own or leased real estate, the code most buy-to-let companies register under. Only complete calendar years are shown.

Month by month

The monthly trend

The same measure month by month, which shows both the long climb and the usual seasonal dip around the turn of each year. The dashed tail marks the most recent 2 months, which are provisional because Companies House indexes very recent incorporations with a short lag.

Net formation

Net formation: incorporations minus dissolutions

Gross incorporations count every new company; net formation subtracts the ones dissolved in the same month, which is the more honest read of how many SPVs are actually being added to the register.

By SIC code

By type of property company

The four real-estate SIC codes capture different kinds of property business. The figures below are for Jun 2026.

New property company incorporations by real-estate SIC code, latest settled month
SIC codeWhat it coversNew companies
68209Other letting and operating of own or leased real estate4,840
68100Buying and selling of own real estate3,291
68320Management of real estate on a fee or contract basis1,373
68201Renting and operating of Housing Association real estate266
All (deduplicated)Unique companies across the four codes6,614

The backdrop

The house-price backdrop

Incorporation is partly a response to rising values: a bigger portfolio means a bigger capital gains and stamp duty exposure, which changes the maths on holding property personally versus through a company. Average prices by nation, from the UK House Price Index:

Average house price and annual change by nation and region
Nation / regionAverage priceAnnual change
United Kingdom£272,1882%
England£293,2621.8%
London£553,870-2.5%
Wales£213,1621.8%
Scotland£195,3552.3%
Northern Ireland£202,4879.2%

By region

Where SPVs are being formed

Registered office address is not always where the property sits, but it is the only regional signal Companies House gives us, and at this volume the pattern is still informative.

SPV incorporations by UK region, last 12 months
RegionFormations, last 12 monthsShareLive companies
London30,39735.3%224,647
North West9,70611.3%69,870
South East7,2988.5%65,906
West Midlands7,2888.5%50,950
East of England5,5476.4%46,976
Yorkshire and The Humber5,6556.6%41,774
South West4,1674.8%40,428
East Midlands4,3275.0%33,624
Scotland4,4145.1%31,335
Wales2,5352.9%19,472
North East2,2382.6%16,576
Northern Ireland9951.2%9,326
Other / unknown1,5421.8%14,761

Age profile

How old are the SPVs on the register

A histogram of the year each still-live SPV was incorporated, which shows how much of the current stock is recent formation versus companies that have been on the register for years.

Live SPV companies by year of incorporation
Year of incorporationLive companies
18561
18591
18622
18631
18641
18651
18662
18681
18701
18711
18751
18762
18773
18784
18791
18812
18821
18832
18844
18856
18864
18877
18885
18896
18908
18915
18921
18935
18948
18959
189612
189712
189813
189917
190015
19016
19028
19039
190411
190514
19068
19077
190824
190916
191019
191113
191218
191326
191423
191514
19162
19176
191810
191932
192041
192124
192232
192334
192444
192548
192644
192752
192850
192950
193047
193141
193243
193377
193481
193596
1936107
1937113
193885
193984
194062
194148
194255
194361
194477
194579
1946229
1947207
1948143
1949141
1950151
1951136
1952116
1953161
1954233
1955228
1956247
1957281
1958354
1959470
1960504
1961482
1962528
1963673
1964657
1965401
1966219
1967227
1968180
1969239
1970340
1971407
1972592
1973617
1974358
1975414
1976525
1977554
1978638
1979538
1980560
1981729
1982817
1983863
1984976
19851,054
19861,318
19871,495
19881,460
19891,290
19901,141
19911,165
19921,181
19931,470
19941,654
19951,974
19962,434
19972,673
19983,077
19993,696
20003,751
20014,109
20025,410
20036,300
20045,655
20055,687
20066,336
20075,697
20084,328
20094,692
20105,688
20116,653
20127,783
20139,966
201412,139
201515,902
201621,262
201726,353
201829,197
201934,867
202040,815
202146,313
202246,777
202351,534
202468,700
202588,028
202656,480

The question people ask

How many new property companies are formed each month in the UK?

In Jun 2026, the latest settled month, 4,840 new buy-to-let companies were incorporated under SIC 68209, and 6,614 property companies across all four real-estate SIC codes.

Over the last 12 settled months the run-rate has averaged about 5,526 SIC 68209 companies a month, or roughly 7,533 property companies a month across the four codes. The busiest month on record is Sep 2025, when 6,672 SIC 68209 companies were formed.

Your own figures

What the trend means for your own portfolio

The trend is real, and the answer is still individual. It turns on your tax rate, your mortgage levels, and the stamp duty and capital gains cost of transferring properties you already own. Both tools below run on your own numbers rather than on the averages above.

The incorporation cost calculator prices the move itself, and the Section 24 tab shows what the restriction costs you where you are now. The full incorporation guide takes the decision end to end.

How it is built

Methodology and sources

Incorporations. For each month we query the Companies House Advanced Search API for companies incorporated in that month under each real-estate SIC code (68100, 68201, 68209, 68320), plus the deduplicated union across all four. Counts are gross: a company that has since been dissolved still remains on the register, so the series is not affected by survivorship. The most recent 2 months are provisional and excluded from headline figures.

House prices. Average prices come from the HM Land Registry UK House Price Index, the official measure for the UK and its nations.

Updated. Incorporations to Jun 2026; house prices to Jun 2026. Data generated Sep 2026.

How to cite this. “Source: Property Tax Partners, UK SPV Incorporation Index, Jun 2026.”

Sources

Free to cite with attribution to Property Tax Partners. This page is a data summary and not tax advice on any individual situation.

Free consultation

Wondering if incorporation is right for your portfolio?

The trend is real, but the answer is individual. It turns on your tax rate, your mortgage levels, and the stamp duty and capital gains cost of transferring existing properties. Tell us what you own and we will tell you whether the numbers work.

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